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Son of a, godda, mother, pric, ahhhhhhhhhhhhhh

VulchorVulchor Posts: 4,848 ✭✭✭✭
So, about 2 months ago I tried to make a deposit onto an online poker/sportsbook site for twenty bucks. I was a but tipsy, and messed up on my decimal point and deposited 200. After a week or so of messing around, I still had 258 in the account so I said for once Ill be smart and cash out. I got the check a few weeks later and promptly sent it in the mail (endorsed with name and acct number) to my credit union. Weeks later, nothing recvd. So I called back the company (emailed actually) for a stop payment only to find out it had been cashed by someone at TD Bank-----obnviously not my credit union. Callled TD Bank, very helpful but cant find it as all I have my my name---no info on the check or company that made it out as Im sure its an offshore account.

Here is where the f*cking fun starts. 3 phone calls, 19 emails, and 2 weeks later-----still no help from the website. They do not have a copy of the check, cannot provide me the routing or acct number and continue to tell me that my signature matched the one they have on file so pershaps someone cashed it for me at TD Bank. I have told them nicely (and by calling them Indian f*cktards) that the signature is mine, but I did not authroize the transaction and I do not want their money---just the info to initiate a fraud investigation with TD Bank...aaaaaaaaaaaaaaand..........nothing. I am a$$ raped for 258 bucks of my own money while someone who stole my check is laughing their d!ck off. Thank you for nothing Bovada and how my neurotic and one track mind is supposed to just let this go and move on I will never know. Mother F.

Comments

  • Rail_JockeyRail_Jockey Posts: 805 ✭✭✭
    does the TD bank have the capability of getting the video of the person who cashed the check?
  • xmacroxmacro Posts: 3,402
    It's criminal to use someone elses money, even if it was accidentally deposited in your account. Assuming gambling is legal in your State, call the cops.

    Otherwise, it's the bank that screwed up, assuming someone didn't intercept the check in the mail - I've had friends who sent money and money orders in the mail and they never reached their destination; some postal worker might've grabbed it. You gotta call the bank; the money should be in your account, and if its in someone elses, they're committing a crime
  • VulchorVulchor Posts: 4,848 ✭✭✭✭
    xmacro:
    It's criminal to use someone elses money, even if it was accidentally deposited in your account. Assuming gambling is legal in your State, call the cops.

    Otherwise, it's the bank that screwed up, assuming someone didn't intercept the check in the mail - I've had friends who sent money and money orders in the mail and they never reached their destination; some postal worker might've grabbed it. You gotta call the bank; the money should be in your account, and if its in someone elses, they're committing a crime
    Im assuming someone took the check. Also, I have called the bank---I dont have an account there. I was trying to send the check to my credit union, and somehow it was cashed at some TD Bank. The guy at their fraud Dept. looked uo my name in their records and it didnt show anything at TD Bank.
  • VulchorVulchor Posts: 4,848 ✭✭✭✭
    Rail Jockey:
    does the TD bank have the capability of getting the video of the person who cashed the check?
    TD Bank has no info for me because all I have to give is my name----and I dont bank with TD.
  • jgibvjgibv Posts: 9,244 ✭✭✭✭✭
    Vulchor:
    They do not have a copy of the check, cannot provide me the routing or acct number and continue to tell me that my signature matched the one they have on file so pershaps someone cashed it for me at TD Bank. .
    That sucks brother --- sounds like the original website might have a scam going on too if they can't give you the routing/check #.

    Either way, no doubt your check was intercepted/stolen/etc but not sure how they'd track it with TD Bank. Maybe somehow match your signature in their database??? No clue....that's some CSI stuff right there.

    But what about your credit union account info? Was it compromised? If you mailed it in for deposit at did you have any personal info (like a deposit slip) in the envelope?
    IF so, watch out ---- a thief could do real damage with that, lots more than $250...



    * I have a new address as of 3/24/18 *

  • VulchorVulchor Posts: 4,848 ✭✭✭✭
    Good point JG.....It did have my account number on it, so I will alert the credit union, though luckily nothing has happened yet. I agree something is either fishy or I just got kicked in the balls, maybe both, but it looks bleaker and bleaker than anything is ever going to come of this crap.
  • mfotismfotis Posts: 720 ✭✭
    I find it hard to believe TD Bank doesn't have any more info. Someone had to cash the check, it doesn’t matter if your signature matched the one on the back of the check and the cashier should have verified ID. Most banks also photocopy checks they cash. Banking in America has all kinds of reporting requirements so I assure you there is a paper trail some place.
    I think as of right now only Delaware, Jersey and Nevada have state laws allowing online gambling. I'm not sure where you live, what you were playing or what country the online site is based out of but there are all kinds of state and federal laws that range from prohibiting individuals from gambling to making it illegal for the actual sites to receive US banking instruments for gambling so I would research on what laws apply to you.
  • cabinetmakercabinetmaker Posts: 2,560 ✭✭
    Sounds like a $258 lesson to me. I built some cabinets for an outfit out of California last year and they still owe me $6000+... I'd be happy to trade with ya.
  • VulchorVulchor Posts: 4,848 ✭✭✭✭
    cabinetmaker:
    Sounds like a $258 lesson to me. I built some cabinets for an outfit out of California last year and they still owe me $6000+... I'd be happy to trade with ya.
    I dont know if thats supposed to make me feel better or not.
  • kaspera79kaspera79 Posts: 7,257 ✭✭✭
    Vulchor:
    cabinetmaker:
    Sounds like a $258 lesson to me. I built some cabinets for an outfit out of California last year and they still owe me $6000+... I'd be happy to trade with ya.
    I dont know if thats supposed to make me feel better or not.
    It may not make you feel better about your loss, but it could have been worse.
  • cabinetmakercabinetmaker Posts: 2,560 ✭✭
    kaspera79:
    Vulchor:
    cabinetmaker:
    Sounds like a $258 lesson to me. I built some cabinets for an outfit out of California last year and they still owe me $6000+... I'd be happy to trade with ya.
    I dont know if thats supposed to make me feel better or not.
    It may not make you feel better about your loss, but it could have been worse.
    That was the lesson. I was bitchen about my loss to someone who has a guy that owes him 24K. Mine could have been worse too.
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