Best Of

@peter4jc said:
I'm reminded to retain some semblance of humility, and realize that where I am / what I've achieved is only an indicator of abundant grace given to me, and that the traps that some in the younger generations have fallen into weren't set for me back in the day.

We had our own traps though Peter!

canary in the coal mine. Gen Z is in trouble.

Credit scores drop at fastest pace since the Great Recession

FICO found that 64% of Gen Z and 61% of Millennials with student loans rely on credit cards, buy-now-pay-later loans or personal loans to bridge financial gaps.

https://www.cnn.com/2025/09/16/economy/debt-credit-score-student-loans